Privacy Policy

FACTS WHAT DOES CS CREDIT UNION (CSCU) DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • Social Security number and Loss history
  • Payment history and credit history
  • Transaction history and overdraft history
How? All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons CS Credit Union chooses to share; and whether you can limit this sharing.
Reasons we can share your personal information Does CSCU share? Can you limit this sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus		 Yes No
For our marketing purposes -
to offer our products and services to you		 Yes Yes
For joint marketing with other financial companies Yes Yes
For our affiliates' everyday business purposes -
information about your transactions and experiences		 No We don't share
For our affiliates' everyday business purposes -
information about your creditworthiness		 No We don't share
For our affiliates to market to you No We don't share
To limit our sharing Call 828.241.6048 OR 1.800.438.3335.
Please note:
If you are a new member, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice. However, you can contact us at any time to limit our sharing.
Questions? Call 828.241.6048 OR 1.800.438.3335
What we do
How does CSCU protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does CSCU collect my personal information We collect your personal information, for example, when you
  • Open an account
  • Apply for a loan
  • Give us your contact information
  • Provide account information
  • Make a wire transfer
Why can't I limit all sharing? Federal law gives you the right to limit only
  • Sharing for affiliates' everyday business purposes - information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliated to market to you
State laws and individual companies may give you additional rights to limit sharing.
What happens when I limit sharing for an account I hold jointly with someone else? Your choices will apply to everyone on your account.
Definitions
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
* CS Credit Union has no affiliates.
Non-affiliates Companies not related by common ownership or control. They can be financial or nonfinancial companies.
* CS Credit Union has no non-affiliates
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
* EXAMPLE: CUNA Mutual Group